How to Change PayPal from Business to Personal: A Complete Guide

Digital banking services like PayPal have revolutionised how people handle money and conduct financial transactions. To send and receive money, PayPal’s secure online accounts are available. A PayPal user who isn’t familiar with how to alter their account from business to personal should keep an eye out for the information in this piece, which will help them learn exactly how to do so.

change-paypal-from-business-to-personalPrior to discussing whether or not to change PayPal accounts, it’s important to understand the many types of accounts PayPal offers and the accompanying perks.

Different types of accounts that PayPal offer:

Depending on the user’s demands, PayPal offers two types of accounts: personal and business. A Personal or Business account is available to you. Here’s a quick synopsis of what happened:
Personal Account: With a Personal account, you can use your credit card to pay for online purchases as well as send money to family members and friends. If you have a Personal account, you can do the following things:

  • Reimburse anybody you want.
  • Send money as a present to somebody.
  • Use the internet to buy or book items.

Business Account: Business accounts are an option in addition to personal accounts, and they are available at no additional charge. Having a business account is highly advised if you’re an online merchant who works under the guise of an organisation or business group. Benefits of a business account include the following:

  • Work under the guise of your own business.
  • Accept debit, credit, and bank account payments at a low cost.
  • Permit up to 200 people to have access to your account.
  • Register for PayPal Checkout and other premium services.
  • Send your customer service concerns a separate email.

How to change the type of PayPal account:

With PayPal, it’s easy to change the sort of account you’ve opened. Switching between Personal and Business accounts is possible at any time; you can either upgrade to a Business account or downgrade. So let’s get started on the subject of how to switch PayPal accounts.

Changing your Personal account into a Business account:

Upgrading your PayPal Personal account is a smart decision if you’re looking to take advantage of more advanced features. Step-by-step instructions are provided below, so you can easily accomplish this goal by following them.

  • Then, go to your PayPal account.
  • Make your way to the Preferences page.
  • Click on “Upgrade to a Business account.”
  • Now that you’ve filled out the form, click the “Agree and Continue” button.

Changing your PayPal account’s status from Personal to Business can be accomplished in this manner.

Changing your Business account to Personal account:

There is no straightforward way to downgrade from a business account to a personal account. However, the only method to downgrade your PayPal account is through contacting PayPal customer care. To achieve the required task, you must follow the procedures outlined below:

  • The official PayPal website can be found at
  • To access your account, enter a valid username and password.
  • At the bottom left of the website, you’ll find a Contact option.
  • To continue, click on it.
  • In the Help Center page, click on “Account profile and set up” and then select “Upgrade or downgrade your account” from the drop down menu.
  • After that, click “Email us” at the bottom of the page.
  • It takes you to the Email Customer Service section, where you must provide your first name, last name, email address, and a brief explanation of why you want to switch from a business account to a personal one.
  • To send an email, click on “Send email.”

This is it…!! “Your email has been successfully sent” will appear in your inbox now. However, it will require a customer service response time of 24 hours to convert your PayPal account from business to personal.
Alternatively, you can use PayPal’s chat assistance to communicate with their customer service staff (Chatbot). To speak with a customer service representative via a chatbot, complete the steps outlined below.

  • The official PayPal website can be found at
  • To access your account, enter a valid username and password.
    Contact us by clicking the contact link at the bottom of the page.
  • The PayPal Help Center is where you’ll get answers to your questions. The Message Us option is located at the bottom of the page.
  • Now The chatbot for PayPal will do its best to answer your question.
  • Keep answering questions until the chatbot asks, “Would you prefer this conversation to be transferred to an agent?” To proceed, click yes.
  • Your questions would be answered by the agent if he is available.

This procedure is far faster than the first.

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